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Welcome to Our Blog

  • Andy Nguyen Named Best Attorney by Readers of the Daily Bulletin

    We’re pleased to announce that our very own Andy Nguyen has been voted Best Attorney in the 2017 edition of the Daily Bulletin Readers’ Choice Awards. This is the second year in a row readers have selected Andy as the Inland Empire’s best practicing attorney, and we’re honored to accept the award on his behalf. An experienced negotiator and mediator, Andy has dedicated his career to providing ...
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  • How Bankruptcy Affects Lawsuits

    When people fail to pay the payments on their credit cards, auto loans, mortgages, medical debt, cellphone bills, and utilities, etc., the creditors can take them to court in order to recover the money owed. Suppose you stopped paying one of your bills – in that case the creditor could take you to court and obtain a judgement against you. In that case, the creditor may be able to place liens ...
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  • Do I Need a Living Trust?

    “If I draft a will, do I still need a living trust?” We get this question a lot. While many people think a will is critical for a sound estate plan, that is not the case for every family. Why? Because, wills don’t protect assets from probate when people pass away. If you create a will, please understand that the probate court must authenticate the will before the will can be enforced and assets ...
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  • Is My 401(k) Protected in Bankruptcy?

    Suppose you are retired, or you have a nice nest egg saved up; however, you’re dealing with thousands in debt. Now you’re wondering, “If I file bankruptcy , will the court use my 401(k) money to pay my creditors?” We have good news for you: Your 401(k) is shielded from creditors if you file for bankruptcy. Meaning, you’re free to file bankruptcy and not a cent of your 401(k) money would be used to ...
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  • Debt, Divorce & Bankruptcy

    It is no secret that money problems have led to countless divorces. After all, many marriages buckle under the strain of extended unemployment, foreclosures, evictions, and repossessions. That being said, divorce and bankruptcy frequently go hand-in-hand. If you’re getting a divorce and you and your spouse have a lot of debt, you’re going to have questions about how to tackle the situation. Should ...
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  • Qualifying for Chapter 7 Bankruptcy

    Are you struggling with crushing debt? If so, perhaps you lost your job and endured an extended period of unemployment. Perhaps, you’re an independent contractor and business has been slow. Or, perhaps you went through a divorce or your income was affected by an accident or illness. Whatever the cause of your debt situation, Chapter 7 bankruptcy may be the answer you’ve been looking for. With a ...
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  • Can I Buy a House After Bankruptcy?

    If you decide to declare Chapter 7 or Chapter 13 bankruptcy, it can stop your home buying plans dead in their tracks. On the other hand, if your credit was already hurting because of 30, 60, or 90-day lates, collections, and charge offs, then filing for bankruptcy may actually speed up the home buying process. How is this possible? It’s simple: If a debtor is drowning in debt and their interest ...
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  • Starting Off the New Year Debt Free

    As we enter into the New Year, some of us are probably burnt out from all the holiday spending and are now beginning to worry about last year’s debt coming back to haunt us. Now is the time to start the New Year off on the right foot by taking the initiative to create a debt management plan. Having a clear and realistic plan in place early on can make your life easier and give you peace of mind ...
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  • Mistakes to Avoid When Filing for Bankruptcy

    If you’re facing insurmountable debt and have made the decision to file for bankruptcy, it’s crucial that you educate yourself on what bankruptcy entails and retain the legal support necessary to guide you through the complexities of the bankruptcy process. To avoid making a costly mistake, our Rancho Cucamonga bankruptcy attorney explains some of the most common bankruptcy mistakes. Running Up ...
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  • When is Chapter 7 Bankruptcy the Right Choice?

    Before filing for bankruptcy, it’s wise to review your bankruptcy options and choose the one that makes the most financial sense. If you’re debating filing for a Chapter 7 bankruptcy, you can determine if it’s the right choice for you by asking yourself a few preliminary questions. In this blog, our Rancho Cucamonga bankruptcy attorney explains factors to consider before deciding to file a Chapter ...
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  • Unraveling Four Myths About Bankruptcy

    No one is ever happy to file for, or sometimes even talk about bankruptcy. This is understandable for those filing—they're often dealing with daunting uncertainties about their future. However, this attitude has also allowed many misconceptions about bankruptcy emerge and occupy the public's imagination. Below, we take a look at four of the most common myths about bankruptcy and what the truth ...
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  • Can I File for Bankruptcy if I am Unemployed?

    Contrary to popular belief, employment is not a requirement for filing for bankruptcy. The truth is that job loss is among the most popular reasons why people file for bankruptcy. While unemployment won’t disqualify you from filing for bankruptcy, it can have an effect on the outcome of your bankruptcy. In this blog, our Rancho Cucamonga bankruptcy attorney explains how being unemployed can impact ...
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  • What Happens to my Home in Chapter 13 Bankruptcy?

    Chapter 13 bankruptcies allow homeowners to stall foreclosure procedures to pay off any back debts on their mortgages, which makes this type of bankruptcy a viable option for individuals who want to save their homes. In some instances, filing for a chapter 13 bankruptcy can prove to be helpful for homeowners who have fallen behind in mortgage payments and need time to catch up. In this blog, our ...
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  • I Have a Wage Garnishment - What Can I Do?

    You arrive at work one day and suddenly your employer or manager gives you some paperwork saying that they have to start garnishing your wages. You panic and freak out. That lawsuit you ignored, or sometimes didn’t even know about, is coming back to haunt you now. You’re not sure what to do, but you do know that you definitely cannot afford to have any of your hard-earned paycheck be taken from ...
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  • Tips For Successfully Handling Your Chapter 13 Bankruptcy

    Filing for bankruptcy is undoubtedly an overwhelming process characterized by stress, uncertainty, and anxiety. It’s important to note, however, that there is life after bankruptcy – if handled correctly, you may find that your bankruptcy is manageable with proper preparation. In this blog, our Rancho Cucamonga bankruptcy attorney shares a few tips on how to successfully handle your chapter 13 ...
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