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Can a Chapter 13 Be Converted to a Chapter 7?
Can a Chapter 13 Be Converted to a Chapter 7?

With a Chapter 7, many, if not all of a debtor’s unsecured debts are erased or wiped out with the bankruptcy discharge. But with a Chapter 13 , the debtor goes on a 3 to 5-year bankruptcy repayment plan where they make monthly payments to their creditors. Depending on the ...

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Recent Posts
  • Can a Chapter 13 Be Converted to a Chapter 7?

    With a Chapter 7, many, if not all of a debtor’s unsecured debts are erased or wiped out with the bankruptcy discharge. But with a Chapter 13 , the debtor goes on a 3 to 5-year bankruptcy repayment ...

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  • Why Filing for Bankruptcy Might be Better than Struggling to Pay Your Credit Card Minimum

    If you are barely able to make the minimum payments on your credit card, you might feel like you are flailing about in a never-ending cycle of debt that only ever seems to get worse. Credit cards have ...

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  • Will Chapter 7 Bankruptcy Take Your Tax Refund?

    Many people rely on their tax returns each year to make important purchases or stay financially afloat. If you are already entering a shaky financial situation that requires a Chapter 7 bankruptcy ...

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  • What Happens if I Die Without a Will or Trust?

    When you die without a will or a trust , it’s called dying “intestate.” If you were to die before drafting a will or trust, your estate would be distributed according to state law. While each state ...

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  • Can Medical Debt Be Included in Bankruptcy?

    Medical bills can be “out of control.” If you don’t have health insurance, a simple trip to the emergency room because your child has a fever of 104 can set you back by hundreds, if not thousands. If ...

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  • Estate Planning for Singles

    These days, about five out of ten marriages will end in divorce , or about 50 percent. What’s more, the risk of divorce increases with every subsequent marriage. Whether you’re divorced, widowed, or ...

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