Bankruptcy - Estate Planning
Available 7 Days A Week - Flexible Hours 909.328.6280
Dedicated Bankruptcy Attorney

I've Been Sued - What Can I Do?

Rancho Cucamonga Bankruptcy Attorney

You were recently served with a lawsuit. A stranger showed up at your door, informed you that have been served, and then gave you some paperwork that said one of your old credit card companies is suing you. You feel shocked, embarrassed, angry…and then scared. What can you do? What’s going to happen? You can barely even remember having this credit card, and you thought the account had long been closed.

This scenario is happening everyday across Rancho Cucamonga and the Inland Empire. But don’t worry and don’t panic. Take a deep breath. Before your wages are garnished or your bank account levied, the creditor still must complete several legal steps before obtaining a judgment against you. Upon being served with the lawsuit, you have 30 days to answer it. If the account isn’t yours or you believe that you have already paid the debt, you have a defense. However, most of the time, you did incur that debt and you do owe that money, so you don’t really have a defense. If you don’t have a defense, then you really don’t need to waste your time or money answering the lawsuit or hiring a lawyer to help you.

If you don’t respond to the lawsuit after the 30 days, the creditor can apply for a default judgment against you. However, this only happens if the creditor is on top of the deadlines, which most of the time does not happen. Once the default judgment is applied for and received, you still have more time. You have 30 additional days to resolve the debt before the creditor can start trying to collect on that judgment, either by garnishing wages, levying your bank account, or putting a lien on your house. Remember, all this happens IF the creditor stay on top of deadlines, which RARELY happens.

We offer free consultations so that you are informed and know your rights. If you have other debts, filing for bankruptcy might be the best option for you. Once your bankruptcy is filed, you have bankruptcy protection and the creditor must stop going after you. Speak to our experienced Rancho Cucamonga bankruptcy lawyer today and make sure your hard-earned money is protected.

The bottom line is that you are served with a lawsuit, DO NOT PANIC. Contact us at Nguyen Law Group and we can answer your questions, guide you through this process, and make sure your hard-earned money is not taken from you.

What Our Clients Are Saying

  • “Took away a lot of stress and worry throughout the process. It was easy and everything was well explained.”

    Crystal C.

  • “From the start, Andy was attentive and sympathetic.”

    A K.

  • “I have nothing but great things to say about Nguyen Law Group.”

    Dorothy N.

  • “Thank you Andy for all your services.”

    Lil M.

  • “I am 100% satisfied with the service i received and recommend them.”

    April M.

  • “He is professional, confident, patient, understanding, and honest.”

    Heidi A.

  • “Nguyen Law Group Is the most professional and helpful firm”

    Andrew G.

  • “Very professional and very prompt with providing documents as requested. Will definitely use Andy Nguyen again in the future if need be.”

    Dina B.

  • “Andy helped my husband and I file an emergency bankruptcy. He was extremely helpful and understanding to our situation. Explained everything very ...”

    Vanessa S.

  • “I highly recommend Nguyen Law Group!”

    Charlie R.

  • “He guided my wife and I through the process of forming a family trust and managed to make it an enjoyable process.”

    Brandon F.

  • “Andy was so helpful. Thank you Andy!”

    Carri S.

  • “Andy was very helpful, and explained everything in layman's terms.”

    Joseph H.

  • “He was always available by phone, text or email whenever I had any questions.”

    Monica L.

  • “Very helpful, friendly and personable”

    Raymond S.

Request Your Free Initial Consultation

  • Please enter your first name.
  • Please enter your last name.
  • This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.